Russian courts recognized 568 thousand citizens as bankrupts in 2025 0 10

By the end of 2025, nearly 568 thousand Russians, including individual entrepreneurs, were declared bankrupt through the courts, while another 61.3 thousand received this status through a simplified out-of-court procedure. This is reported by RBC, citing statistics from "Fedresurs."

The simplified mechanism allows a citizen to be recognized as financially insolvent six months after filing a petition, so some applicants from 2024 became bankrupts in 2025, and the number of completed out-of-court procedures increased by 70.4%. Since the launch of the simplified mechanism in September 2020, 153.35 thousand out-of-court bankruptcy procedures have been initiated, of which 115.74 thousand have been completed.

The total number of financially insolvent citizens in Russia (since the introduction of the judicial bankruptcy institution in 2015 and the out-of-court mechanism in 2020) reached 2.22 million people.

The publication notes that last year, 68.3 thousand out-of-court bankruptcy procedures were opened, which is 22.9% more than the level of 2024. It should be noted that this refers to unfinished cases.

The growth rate of bankruptcies has slowed in the last three years: it currently stands at 20–30%. In the first five years of the procedure, the increase was higher, reaching 50–70% annually, the article states.

The number of bankruptcies in 2025 in absolute terms increased by 31.5% and amounted to 431.86 thousand people. The overwhelming majority of procedures — 97.3% — are initiated by the debtors themselves. The share of creditors as applicants was 2.1%, and the tax service — 0.6%.

At the same time, the number of debt restructuring cases has decreased: court approval for the reassessment of obligations was granted to 37.8 thousand people compared to 49.8 thousand in the previous year. This is due to creditors more frequently agreeing to installment and deferral of payments — the number of such agreements increased 2.3 times to 3129 cases. Their share in the total number of procedures rose from 0.3% to 0.5%.

In 2025, the conditions for obtaining bankruptcy status without court were once again relaxed. Participants of the SVO can undergo the simplified procedure — their debts do not require the completion of enforcement proceedings. Similar concessions apply to other socially vulnerable categories: pensioners and recipients of child benefits can apply for out-of-court bankruptcy even if the enforcement proceedings are not closed but have lasted more than a year.

According to the Federal Bailiff Service, from January to November 2025, there were 33.3 million cases of debt recovery from individuals for loans totaling 3.8 trillion rubles.

At the end of November, over 9 million enforcement proceedings against debtors on loans remained unresolved, with the debt of such citizens amounting to 991 billion rubles. Since one debtor may have several proceedings, the number of cases in the FSSP statistics does not equal the number of Russians with debts.