Are there ways to help save money for a "rainy day"? 0 8

Economists recommend using the five-envelope method. The essence of this approach is to properly allocate your monthly budget. Upon receiving your salary, you divide it into five parts. Each part of cash is placed in a separate envelope, and each envelope is designated for a specific category of expenses.

For example: food, utilities, clothing, entertainment, and savings. There can be more envelopes, but it's best to start small. Once your income is divided into several parts, you need to stick to the plan throughout the month and use the money from the envelopes strictly for their intended purpose.