Smoke Detector in the Apartment: It Saves Not Only Lives but Also Money 0 19

The Main Thing is Safety

This depends on the policies of each insurance company and the terms of insurance they have developed. In most cases, insurance companies do pay compensation; however, they may still take into account non-compliance with regulatory requirements. In particular, if a causal link is established between the absence or malfunction of the smoke detector and the consequences of a fire, the amount of compensation may be reduced.

However, the most important thing to keep in mind is that the functionality of the smoke detector is primarily a guarantee of the safety of the residents of a particular house (apartment). The detector responds to danger, warning about it in time, while the damage from the fire has either not yet been inflicted or has been inflicted insignificantly. This is especially important at night, as the sense of smell during sleep is not as active as when awake — accordingly, a sleeping person may simply not notice the smell of burning. The consequences, as we know, can be tragic. It is particularly important that smoke detectors are installed and in working order in the homes of elderly people, as many of them — due to age and memory impairments — often forget about food left on a turned-on stove, an unextinguished candle, etc.